20 Fifth Street, Belleville

$399,900
20 Fifth Street

$399,900

New
2d
DetachedBungalow

20 Fifth Street, Belleville

Total Monthly Obligation $2,284

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
2d
Score
31
Yield
7.8%
Cash on Cash
7.8%
Cap Rate
6.3%
5Y IRR
21.9%
10Y IRR
19.8%
Property Type-Detached
MLS® Number-X14101002
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 100 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,553.05 (2026)
Parking-2 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Welcome to this 3 bedroom, 1.5-bathroom home in Belleville's east end! The bright kitchen offers plenty of cabinetry, while the living room features large windows that let in lots of natural light. The finished basement adds extra living space and includes the third bedroom, making this a great option for first-time buyers, downsizers or professionals looking for a comfortable place to call home.The home also features a sunroom with a gas fireplace and plenty of windows overlooking the backyard, creating a cozy spot to relax throughout the year. Outside, you'll find a detached storage shed with 240V power, perfect for hobbies, projects or a workshop , along with a backyard to enjoy the outdoors.Located close to schools, grocery stores, Belleville General Hospital, and the Bay of Quinte waterfront and trails, this home offers plenty of convenience. Whether you're looking to get into the market, downsize or find a home that suits your lifestyle, this property is ready for its next chapter!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,284/mo
Mortgage $1,613
Monthly Loss $1,860
Principal$424
Interest$1,189
Property Tax$296
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%37
Cash-on-Cash
0.6%9
5-Year IRR
16.3%78
10-Year IRR
15.7%
Returns Index
42.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
31/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,056/yr
NOI
$19,897/yr
Net Cash Flow
$45/mo
Cash Margin
1.7%7
Cash Flow Index
6.6/ 100
Risk Profile
Weight: 20%
DSCR
1.0329
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
39.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Fifth Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.