44588 TALBOT Line, Central Elgin

$319,900
44588 TALBOT Line

$319,900

New
2d
Detached2-Storey

44588 TALBOT Line, Central Elgin

Total Monthly Obligation $1,665

Beds
3
Baths
2
Park
5
Sqft
1500-2000
DOM
2d
Score
75
Yield
10.1%
Cash on Cash
22.0%
Cap Rate
9.3%
5Y IRR
33.7%
10Y IRR
30.3%
Property Type-Detached
MLS® Number-X14101260
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-125.43 × 209.07 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Parking-6 - Attached
Basement-Crawl Space, Half, Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TRILAND REALTY
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding, Vinyl Siding
Roof-Asphalt Shingle, Metal
Foundation-Stone
Sewer-Septic
Possession-IMMEDIATE
Neighbourhood-Rural Central Elgin
Title-Residential Freehold

No agent assigned

Welcome to 44558 Talbot Line. This 2-storey home with approx. 1,845 sq. ft. above grade (MPAC) is ready for an investor or renovator. Property has single attached garage. This property has an updated septic system as of August 2025 and sits on approx. 0.60 of an acre. The home offers 3 bedrooms and 2 bathrooms, large kitchen, dining room, living room, mudroom, main floor laundry and a sunroom. The property is being sold "as is condition" since the Seller has never lived in the home. The Seller makes no representations or warranties. The severance of this lot and home from the farmland was just completed, so the taxes have not been assessed as of now.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$255,920
Land Transfer Taxes$3,274
Legal Fees (Est.)
$
Total cash required for closing$68,754

Total Monthly Obligation

$1,665/mo
Mortgage $1,290
Monthly Loss $1,326
Principal$340
Interest$951
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
7.7%70
Cash-on-Cash
13.2%69
5-Year IRR
26.5%99
10-Year IRR
24.3%
Returns Index
80.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeA
75/ 100
Good•Buy

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,256/yr
NOI
$24,530/yr
Net Cash Flow
$754/mo
Cash Margin
28.0%93
Cash Flow Index
93.1/ 100
Risk Profile
Weight: 20%
DSCR
1.5879
LTV Ratio
80.0%18
Vacancy Buffer
5.6 mo89
Risk Index
62.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44588 TALBOT Line

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.