9 Duke Street, St. Catharines

$524,800
9 Duke Street

$524,800

New
2d
Detached2-Storey

9 Duke Street, St. Catharines

Total Monthly Obligation $2,820

HausQ Valuation Report
Beds
2
Baths
2
Park
4
Sqft
1500-2000
DOM
2d
Score
37
Yield
7.9%
Cash on Cash
9.5%
Cap Rate
6.6%
5Y IRR
23.2%
10Y IRR
21.0%
Property Type-Detached
MLS® Number-X14101430
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Lot Size-36 × 127 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,942 (2026)
Parking-4 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-flexible
Neighbourhood-451 - Downtown
Title-Residential Freehold

No agent assigned

Rare Fully Renovated Circa-1900 Dual-Frontage Home, Steps from Montebello Park. Live the downtown life in the heart of one of Canada's most acclaimed food scenes. Minutes from some of the best restaurants in the country, Market Square and the Performing Arts Centre.This turn-of-the-century home was professionally renovated featuring a stunning updated kitchen, hardwood flooring throughout and soaring 9-foot ceilings on the main floor. Two bedrooms and two bath rooms give the house comfort and flexibility. For the wellness enthusiasts, an electric outdoor sauna was added in 2025. What truly sets it apart: two separate frontages and driveways on Duke and Lake, with 4-car parking behind a fully secured, remote-operated rear roll-up door - real privacy in an urban setting. Most windows replaced in 2013, furnace in 2020, and separate hydro meters for added flexibility. A truly special opportunity!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$419,840
Land Transfer Taxes$6,971
Legal Fees (Est.)
$
Total cash required for closing$113,431

Total Monthly Obligation

$2,820/mo
Mortgage $2,117
Monthly Loss $2,263
Principal$557
Interest$1,560
Property Tax$329
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.5%44
Cash-on-Cash
3.0%15
5-Year IRR
18.2%86
10-Year IRR
17.2%
Returns Index
49.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
37/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,400/yr
NOI
$28,818/yr
Net Cash Flow
$285/mo
Cash Margin
8.2%21
Cash Flow Index
20.6/ 100
Risk Profile
Weight: 20%
DSCR
1.1339
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo57
Risk Index
37.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 9 Duke Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.