94 Francis Street W 105, Kawartha Lakes

$374,900
94 Francis Street W 105

$374,900

New
2d
Condo ApartmentApartment

94 Francis Street W 105, Kawartha Lakes

Total Monthly Obligation $2,636

Beds
2
Baths
1
Park
1
Sqft
800-899
DOM
2d
Score
20
Yield
7.3%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Condo Apartment
MLS® Number-X14101444
Beds-2
Bathrooms-1
Size-800-899 sqft
Listed on site-Oct 21, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,690 (2025)
Maintenance-$700/mo
Locker-Owned
Parking-1 - Attached
Basement-None
Heating-Forced Air (Propane)
Brokerage-AFFINITY GROUP PINNACLE REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Possession-TBD
Neighbourhood-Fenelon Falls
Title-Residential Condo & Other

No agent assigned

Ready for low-maintenance living? This well-maintained 1 bedroom plus den, 1 bathroom main floor condo offers approximately 750 square feet of bright, open-concept living in a quiet, well-maintained building. This is the perfect unit for a single person or couple looking for a comfortable home with the option of having a small pet. The spacious primary bedroom features a walk-in closet and convenient semi-ensuite access to the bathroom, while the den provides the perfect space for a home office, guest room, or hobby area. The open-concept kitchen and living area are filled with natural light. Step through the walkout to your large private balcony with direct access to the street level, surrounded by beautiful perennial gardens maintained by the building, creating a peaceful and inviting outdoor space to enjoy. Additional features include updated in-suite laundry, one underground parking space, and a private storage locker. Ideally located just steps from the public beach and the Victoria Rail Trail, perfect for walking and cycling, and only a short stroll to the shops, restaurants, and amenities of downtown Fenelon Falls. Condo fees include heat (propane), water, sewer, underground parking, storage locker, annual window cleaning, and garbage removal, making this an affordable and carefree place to call home.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$299,920
Land Transfer Taxes$4,099
Legal Fees (Est.)
$
Total cash required for closing$80,579

Total Monthly Obligation

$2,636/mo
Mortgage $1,512
Monthly Loss $2,238
Principal$398
Interest$1,114
Property Tax$224
Condo Fees$700
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
9.1%30
10-Year IRR
10.2%
Returns Index
15.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,348/yr
NOI
$11,123/yr
Net Cash Flow
-$585/mo
Cash Margin
-25.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
29.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 94 Francis Street W 105

Time

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Data last updated within the past 24 hours.