27 St Paul Street, Kawartha Lakes

$459,000
27 St Paul Street

$459,000

New
3d
Detached2-Storey

27 St Paul Street, Kawartha Lakes

Total Monthly Obligation $2,455

HausQ Valuation Report
Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
3d
Score
65
Yield
9.4%
Cash on Cash
16.8%
Cap Rate
8.2%
5Y IRR
29.3%
10Y IRR
26.4%
Property Type-Detached
MLS® Number-X14101458
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-45.48 × 140.04 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$2,742.68 (2026)
Parking-5 - Detached
Basement-Full, Partially Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK YORK GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Metal
Foundation-Block
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Welcome To 27 St Paul St! This Inviting 2-Storey Home Blends Timeless Character With Peace-Of-Mind Upgrades. Step Inside To Discover Warm Natural Wood Finishes And Doors That Give Every Room A Cozy Feel - The Kind Of Details You Just Don't Find In New Builds. With Three Bedrooms Upstairs Plus A Bonus Bedroom On The Lower Level, Plus A Large Attic That Offers Plenty Of Extra Storage Space. Major Mechanicals Are Already Done For You: A Brand-New Furnace And Central Air Conditioner (Both Installed March 2025) Mean Year-Round Comfort Without The Worry. Outside, The Fully Fenced Backyard Is Ready For Kids, Pets, Gardens, And Summer Evenings Around The Fire. The Detached Garage With Hydro Is Perfect For A Workshop, Hobby Space, Or Extra Storage. Just Steps To A Scenic Walking Trail And Within Easy Reach Of Local Schools.

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%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$367,200
Land Transfer Taxes$5,655
Legal Fees (Est.)
$
Total cash required for closing$98,955

Total Monthly Obligation

$2,455/mo
Mortgage $1,851
Monthly Loss $1,968
Principal$487
Interest$1,364
Property Tax$229
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.9%61
Cash-on-Cash
9.5%47
5-Year IRR
23.5%97
10-Year IRR
21.7%
Returns Index
69.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeB
65/ 100
Fair•Hold / Negotiate

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,200/yr
NOI
$31,637/yr
Net Cash Flow
$785/mo
Cash Margin
21.8%80
Cash Flow Index
79.6/ 100
Risk Profile
Weight: 20%
DSCR
1.4267
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo65
Risk Index
50.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 27 St Paul Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.