900 Gzowski Street, Centre Wellington

$739,000
900 Gzowski Street

$739,000

New
2d
DetachedBacksplit 4

900 Gzowski Street, Centre Wellington

Total Monthly Obligation $3,727

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
2d
Score
17
Yield
4.3%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.3%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-X14101494
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-33.93 ft (front)
Listed on site-Oct 21, 2026
Style-Backsplit 4
Building Type-Detached
Age-16-30
Taxes-$4,458 (2026)
Parking-3 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-Century 21 Excalibur Realty Inc
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-West
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Fergus
Title-Residential Freehold

No agent assigned

Welcome to 900 Gzowski Street! Offered at $739,000, this well-maintained, custom-built 4-level backsplit offers approximately 1,800 sq. ft. of above-grade living space, featuring 3 bedrooms, 2 bathrooms, and an attached garage. Built in 2006, this home offers a bright, open-concept main living area with a walkout from the dining room to a south-facing deck, perfect for entertaining or relaxing. The spacious family room features an additional walkout to the fully fenced backyard, providing plenty of space for kids and pets to enjoy. Situated on a corner lot in a desirable Fergus neighbourhood, this home offers a functional layout with multiple living areas and plenty of room for the whole family. Conveniently located close to shopping, schools, parks, and all the amenities Fergus has to offer. Lovingly maintained and ready for its next owners, simply move in and enjoy!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$591,200
Land Transfer Taxes$11,255
Legal Fees (Est.)
$
Total cash required for closing$160,555

Total Monthly Obligation

$3,727/mo
Mortgage $2,981
Monthly Loss $2,943
Principal$784
Interest$2,196
Property Tax$372
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.0%1
5-Year IRR
7.8%22
10-Year IRR
8.9%
Returns Index
12.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,100/yr
NOI
$19,932/yr
Net Cash Flow
-$1,320/mo
Cash Margin
-49.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 900 Gzowski Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.