235 Carroll Crescent, Cobourg

$579,900
235 Carroll Crescent

$579,900

New
2d
DetachedBungalow

235 Carroll Crescent, Cobourg

Total Monthly Obligation $3,139

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
2d
Score
24
Yield
6.6%
Cash on Cash
3.3%
Cap Rate
5.3%
5Y IRR
18.2%
10Y IRR
16.7%
Property Type-Detached
MLS® Number-X14101710
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-34.65 × 126.31 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,099.88 (2026)
Parking-3 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Rec Room
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Located in Cobourg's family-friendly east end, this charming bungalow offers comfortable main-floor living with the added benefit of a finished lower level and attached garage. The bright, open living and dining room features a sunny reading nook, creating a welcoming space to relax and unwind. The kitchen provides ample cabinetry and a separate breakfast area with a walkout to the backyard. Two bedrooms, a full bathroom, and convenient main-floor laundry complete the main level. The finished lower level adds excellent versatility with a spacious recreation and games room featuring a cozy corner gas fireplace, two additional bedrooms, including one with a walk-in closet, and a second bathroom. Outside, enjoy a private backyard with a deck and mature trees, perfect for relaxing or entertaining. Just moments from Lake Ontario, local amenities, and offering convenient access to both Highway 2 and the 401, this home is well suited to a variety of lifestyles.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$463,920
Land Transfer Taxes$8,073
Legal Fees (Est.)
$
Total cash required for closing$125,553

Total Monthly Obligation

$3,139/mo
Mortgage $2,339
Monthly Loss $2,524
Principal$616
Interest$1,724
Property Tax$425
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.5%4
5-Year IRR
13.7%63
10-Year IRR
13.6%
Returns Index
32.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$24,960/yr
Net Cash Flow
-$259/mo
Cash Margin
-8.1%1
Cash Flow Index
1.0/ 100
Risk Profile
Weight: 20%
DSCR
0.8919
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo51
Risk Index
29.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 235 Carroll Crescent

Time

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