29 Bluegrass Crescent, St. Catharines

$544,900
29 Bluegrass Crescent

$544,900

New
2d
Att/Row/Townhouse2-Storey

29 Bluegrass Crescent, St. Catharines

Total Monthly Obligation $2,932

HausQ Valuation Report
Beds
2
Baths
3
Park
4
Sqft
1100-1500
DOM
2d
Score
22
Yield
6.0%
Cash on Cash
0.8%
Cap Rate
4.8%
5Y IRR
16.2%
10Y IRR
15.1%
Property Type-Att/Row/Townhouse
MLS® Number-X14101814
Beds-2
Bathrooms-3
Size-1100-1500 sqft
Lot Size-22.51 × 85.2 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-16-30
Taxes-$4,310.71 (2026)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Century 21 Heritage House LTD
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-456 - Oakdale
Title-Residential Freehold

No agent assigned

Welcome to this move-in ready, beautifully designed home in a great location, close to schools, parks, shopping, and major highways. The main level features a bright open-concept living area and eat-in kitchen with a sleek oversized black sink, stainless steel appliances, tile backsplash, and a spacious breakfast bar. Enjoy seamless indoor-outdoor living with patio doors leading to a low-maintenance, fully fenced backyard with a shed. A convenient main floor bedroom, 3pc bath, and inside entry to the garage complete the main level. Upstairs, a large loft family room/flex space overlooks the main floor and is paired with a 2nd bedroom and 4pc bath featuring a deep soaker tub. The fully finished basement adds exceptional living space with an open-concept office, rec room with pot lights and electric fireplace, 2pc bath, laundry room, and plenty of storage. Other updates and features include: roof shingles updated in 2019, heat pump and a-coil added in 2023 for extra efficiency, big front windows & upstairs bedroom window updated in 2024, main floor bedroom windows, downstairs to basement windows, and loft window updated in 2026.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$435,920
Land Transfer Taxes$7,373
Legal Fees (Est.)
$
Total cash required for closing$117,853

Total Monthly Obligation

$2,932/mo
Mortgage $2,198
Monthly Loss $2,354
Principal$578
Interest$1,620
Property Tax$359
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.8%49
10-Year IRR
12.0%
Returns Index
25.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,688/yr
NOI
$20,608/yr
Net Cash Flow
-$481/mo
Cash Margin
-17.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo55
Risk Index
28.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 29 Bluegrass Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.