166 Toby Crescent, Hamilton

$694,900
166 Toby Crescent

$694,900

New
2d
DetachedBungalow

166 Toby Crescent, Hamilton

Total Monthly Obligation $3,627

HausQ Valuation Report
Beds
2
Baths
3
Park
2
Sqft
1100-1500
DOM
2d
Score
18
Yield
4.8%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.8%
Property Type-Detached
MLS® Number-X14101856
Beds-2
Bathrooms-3
Size-1100-1500 sqft
Lot Size-42.88 × 125 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$5,388 (2026)
Parking-3 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEX
Neighbourhood-Huntington
Title-Residential Freehold

No agent assigned

Pride of ownership shines in this one-owner, 2003 built, Alterra brick bungalow, ideally located in a mature neighbourhood close to Mountain Brow trails, Bernie Arbour Stadium and the Quad Pad Arena. The bright main level features blonde hardwood and ceramic flooring, 2 bedrooms, convenient main-floor laundry plus eat in kitchen and family room. The primary bedroom offers a 4-piece ensuite with separate tub and shower. The kitchen features light cabinetry with granite countertops and backsplash, while the inviting family room boasts a cathedral ceiling, gas fireplace and sliding doors to the fully fenced, concrete paved backyard. Enjoy a garden area, storage shed and separate workshop with hydro-perfect for the hobbyist. The unfinished lower level offers excellent future potential with a cantina, laundry sinks and 2-piece bath already in place. Attached garage with inside entry. Bonus: aggregate driveway, spacious front porch, sprinkler system and shingles replaced in 2016. Furniture negotiable.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$555,920
Land Transfer Taxes$10,373
Legal Fees (Est.)
$
Total cash required for closing$150,853

Total Monthly Obligation

$3,627/mo
Mortgage $2,803
Monthly Loss $2,889
Principal$738
Interest$2,065
Property Tax$449
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%26
10-Year IRR
9.4%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,132/yr
NOI
$19,931/yr
Net Cash Flow
-$1,142/mo
Cash Margin
-41.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 166 Toby Crescent

Time

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Data last updated within the past 24 hours.