129 Victoria Road N 48, Guelph

$525,000
129 Victoria Road N 48

$525,000

New
2d
Condo TownhouseBungalow

129 Victoria Road N 48, Guelph

Total Monthly Obligation $3,117

Beds
3
Baths
2
Park
1
Sqft
1000-1199
DOM
2d
Score
18
Yield
5.6%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Condo Townhouse
MLS® Number-X14101870
Beds-3
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Condo Townhouse
Taxes-$3,718 (2025)
Maintenance-$489/mo
Locker-None
Parking-1 - None
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Royal City Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Vinyl Siding
Foundation-Poured Concrete
Possession-Immediate
Neighbourhood-Grange Road
Title-Residential Condo & Other

No agent assigned

Rarely Offered Condo Bungalow Living! One of only four bungalow-style units in this well-managed complex, this unique home offers a rare opportunity to enjoy the ease of one-level living with the added bonus of an expansive basement. With nearly 1,200 sq. ft. of main-floor living space, there's plenty of room to settle in and make yourself at home. Step inside to an inviting eat-in kitchen featuring abundant cupboard and counter space, a gas stove, and a large front bay window that fills the space with natural light. The spacious primary bedroom offers two windows and the convenience of ensuite privilege, adding comfort to everyday living. Beyond the front door, enjoy direct access to your own private, fenced yard, with full yard maintenance taken care of for you - leaving more time to relax and enjoy your surroundings. Parking is conveniently located directly in front of the unit, with additional spaces available to rent and plenty of visitor parking for family and friends. Perfectly suited to families, downsizers, or anyone seeking a low-maintenance lifestyle, this family-friendly complex features its own playground and is ideally located next to the Victoria Road Recreation Centre, offering tons of activties just moments from home. A rare combination of bungalow convenience, generous living space, and carefree outdoor living - this is a unique opportunity you won't want to miss!

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Closing Costs

Mortgage Amount
$420,000
Land Transfer Taxes$6,975
Legal Fees (Est.)
$
Total cash required for closing$113,475

Total Monthly Obligation

$3,117/mo
Mortgage $2,118
Monthly Loss $2,559
Principal$557
Interest$1,560
Property Tax$310
Condo Fees$489
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
8.0%23
10-Year IRR
9.2%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,160/yr
NOI
$14,258/yr
Net Cash Flow
-$930/mo
Cash Margin
-38.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
25.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 129 Victoria Road N 48

Time

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