138 Rankin's Crescent, Blue Mountains

$1,749,000
138 Rankin's Crescent

$1,749,000

New
2d
Detached2-Storey

138 Rankin's Crescent, Blue Mountains

Total Monthly Obligation $8,041

Beds
5
Baths
4
Park
4
Sqft
3000-3500
DOM
2d
Score
14
Yield
2.7%
Cash on Cash
-11.3%
Cap Rate
2.2%
5Y IRR
6.8%
10Y IRR
7.8%
Property Type-Detached
MLS® Number-X14102046
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-77.49 × 129.92 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,332 (2025)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Royal LePage Locations North
Cooling-Central Air
Laundry-No
Fireplace-Wood, Natural Gas
Pool-None
Facing-East
Exterior-Wood , Stone
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Possession Date is Flexible. Quick Close avail.
Neighbourhood-Blue Mountains
Title-Residential Freehold

No agent assigned

Discover a home designed for the way you live in the sought-after Lora Bay community, just minutes from downtown Thornbury. With 5 bedrooms, 4 baths and thoughtfully designed spaces, this inviting residence offers exceptional flexibility for families, visiting guests, working from home and entertaining.The bright, open-concept main floor features soaring ceilings and a stunning floor-to-ceiling stone wood-burning fireplace. The well-appointed kitchen offers granite countertops, premium built-in appliances and a generous island where everyone can gather. The main-floor primary suite provides a private retreat with a gas fireplace, 5-piece ensuite and walk-in closet. A dedicated office/den, laundry room with walk in pantry and attached double garage add everyday convenience.Upstairs, an open loft overlooks the great room, while two bedrooms and a 5-piece bathroom provide comfortable accommodation for family or guests.The finished lower level expands the possibilities with a spacious recreation room, bar, projector, pool table, fitness room, two additional bedrooms, wine cellar and 3-piece bathroom. Ideal for extended family visits, hobbies, entertaining or simply giving everyone room to enjoy their own activities.Outside, mature trees, attractive landscaping and a privacy fence create a welcoming backyard retreat overlooking the golf course.Recent improvements include new front and patio doors (2025), roof (2024), recreation room bar and fitness room (2024), wine cellar (2021), and high-efficiency furnace and A/C (2020).Enjoy the Lora Bay lifestyle with golf, clubhouse dining, community amenities and beach access, plus skiing, cycling and the attractions of Southern Georgian Bay nearby.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,399,200
Land Transfer Taxes$31,455
Legal Fees (Est.)
$
Total cash required for closing$382,755

Total Monthly Obligation

$8,041/mo
Mortgage $7,055
Monthly Loss $6,184
Principal$1,857
Interest$5,198
Property Tax$611
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.2%0
5-Year IRR
4.4%9
10-Year IRR
6.3%
Returns Index
6.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,000/yr
NOI
$31,368/yr
Net Cash Flow
-$4,441/mo
Cash Margin
-111.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.373
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
13.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 138 Rankin's Crescent

Time

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Data last updated within the past 24 hours.