58 Glendale Avenue 12, St. Catharines

$699,900
58 Glendale Avenue 12

$699,900

New
2d
Condo TownhouseBungalow

58 Glendale Avenue 12, St. Catharines

Total Monthly Obligation $4,529

Bed+Den
3+1
Baths
3
Park
2
Sqft
1400-1599
DOM
2d
Score
15
Yield
4.7%
Cash on Cash
-12.7%
Cap Rate
1.9%
5Y IRR
5.7%
10Y IRR
7.0%
Property Type-Condo Townhouse
MLS® Number-X14102088
Bed+Den-3+1
Bathrooms-3
Size-1400-1599 sqft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Condo Townhouse
Age-16-30
Taxes-$8,289.85 (2026)
Maintenance-$815/mo
Locker-None
Parking-4 - Attached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-BOSLEY REAL ESTATE LTD.,
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Rec Room
Pool-None
Exterior-Stucco (Plaster), Brick
Roof-Shingles
Foundation-Poured Concrete
Possession-Flexible
Neighbourhood-461 - Glendale/Glenridge
Title-Residential Condo & Other

No agent assigned

Bungalow townhomes over 1,500 sq. ft. with a double-car garage are a rare find here in St. Catharines. Add in beautiful, treed ravine views with a full basement walk-out, and the search becomes even more challenging. On that note, welcome to 58 Glendale Avenue, townhome #12, which has all the above features, and then some! Fully finished on both levels, the total finished area is approximately 3,000 square feet. Situated in a quiet cluster of 20 townhomes, #12 is in an ideal location at the back of the site, with views that you will love 12 months of the year. The attractive exterior profile is stucco and brick, with a brick driveway and an accessibility ramp that provides a level entrance to the inside. Once inside, the additional square footage is immediately evident. A large entrance hall draws your eyes straight through the living area to the deck and trees in back. The Artcraft kitchen includes a breakfast area, with direct access to the formal dining room area. Note the vaulted ceilings, gas fireplace, and stunning ravine views. The primary bedroom is a generous size and includes an ensuite bathroom, ample closet space and gorgeous views. Rounding out the main level is another bedroom, a full bathroom, roughed-in laundry in the closet, and access from the double-car garage. The fully-finished lower level includes a full walk-out to another deck from the large rec room (over 400 sq. ft.) which includes a second gas fireplace. Your guests will love the lower-level bedroom, which has a full bank of windows looking out to the ravine. In addition, there is another full bathroom, a large laundry room with built-in cabinets and ample folding counters, an office with built-in desk, and a bonus room with built-in shelving, making it perfect for a craft or hobby room. Note: the condo fee includes EPICO (cable TV & internet). You are minutes from the Pen Centre, Brock University and Highway 406, and from the countryside that surrounds this side of the city.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$4,529/mo
Mortgage $2,823
Monthly Loss $3,786
Principal$743
Interest$2,080
Property Tax$691
Condo Fees$815
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.3%9
Cash-on-Cash
-16.6%0
5-Year IRR
3.0%6
10-Year IRR
5.5%
Returns Index
4.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,652/yr
NOI
$8,917/yr
Net Cash Flow
-$2,080/mo
Cash Margin
-76.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.262
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo34
Risk Index
17.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 58 Glendale Avenue 12

Time

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