218 Northumberland Street, North Dumfries

$769,900
218 Northumberland Street

$769,900

New
2d
DetachedBungalow

218 Northumberland Street, North Dumfries

Total Monthly Obligation $3,934

Beds
4
Baths
4
Park
3
Sqft
1500-2000
DOM
2d
Score
19
Yield
5.1%
Cash on Cash
-2.4%
Cap Rate
4.1%
5Y IRR
13.6%
10Y IRR
13.1%
Property Type-Detached
MLS® Number-X14102576
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-62.34 × 226 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,438 (2025)
Parking-4 - Attached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ICON REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Wood
Pool-Inground
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to this charming 4-bedroom, 3-bathroom home set on an impressive 1/2 acre lot. Offering space, versatility and plenty of room to enjoy the outdoors. The inviting main level features a bright and spacious living area with a striking stone fireplace and a wall of windows creating a warm and comfortable gathering space. With 4 bedrooms throughout the home, convenience is well covered for a growing family or those who love to host. The adjoining dining area and kitchen provide a functional layout and easy flow throughout the home. The spacious primary bedroom with walk-in closet and updated ensuite are located on the main floor as well as 2 additional bedrooms upstairs, as well as one downstairs. Downstairs, you'll find additional living space along with a second kitchen, offering exciting flexibility for extended family, guests, a potential in-law suite or simply additional entertaining space. Perfect option for those looking for multi-generational living. A beautiful updated bathroom adds to the basement as well. Step outside and discover your own backyard retreat. The generous 1/2 acre property provides plenty of space to relax, play, and entertain, while the pool offers the perfect place to cool off and enjoy summer days. An outdoor deck creates an ideal spot for morning coffee, evening drinks, and summer gatherings.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$615,920
Land Transfer Taxes$11,873
Legal Fees (Est.)
$
Total cash required for closing$167,353

Total Monthly Obligation

$3,934/mo
Mortgage $3,106
Monthly Loss $3,117
Principal$817
Interest$2,288
Property Tax$453
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.1%1
5-Year IRR
10.0%36
10-Year IRR
10.6%
Returns Index
19.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,396/yr
NOI
$25,518/yr
Net Cash Flow
-$979/mo
Cash Margin
-29.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
22.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 218 Northumberland Street

Time

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