5977 Saint Marys Street, Niagara Falls

$429,000
5977 Saint Marys Street

$429,000

New
2d
Detached1 1/2 Storey

5977 Saint Marys Street, Niagara Falls

Total Monthly Obligation $2,336

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
700-1100
DOM
2d
Score
20
Yield
4.9%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-X14102666
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-43.8 × 113.65 ft
Listed on site-Oct 21, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,768 (2026)
Parking-3 - Detached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 PROPERTY ZONE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-205 - Church's Lane
Title-Residential Freehold

No agent assigned

Welcome to your new home in the highly sought-after north end of Niagara Falls! This charming 1.5 story home boasts 2 +1 spacious bedrooms, Office and 2 Full bathrooms, perfect for Investors, small families and couples. You'll love the cozy atmosphere of the home, enhanced by a finished basement that can double as an entertainment area or additional living space. The custom kitchen is a standout feature of this home, complete with sleek quartz countertops that provide ample space for meal prep and storage. The House come with Brand new furnace, CAC(10 years parts and Labour Warranty) and owned water heater Additionally, the new roof installed in 2018 means you have one less thing to worry about as a homeowner, ensuring that you can enjoy your new space without stress or worry. Step outside and discover your own backyard with beautiful landscaping, and beautifully maintained outdoor spaces that create the perfect setting for relaxing or entertaining ,Located in the desirable north end of Niagara Falls, this home is ideally situated for easy access to shops, dining options, and other amenities. Don't miss the chance to make it your own - schedule a showing today! Some Pictures are Virtually staged.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$343,200
Land Transfer Taxes$5,055
Legal Fees (Est.)
$
Total cash required for closing$92,355

Total Monthly Obligation

$2,336/mo
Mortgage $1,730
Monthly Loss $1,881
Principal$455
Interest$1,275
Property Tax$231
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.7%1
5-Year IRR
8.1%24
10-Year IRR
9.2%
Returns Index
13.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,228/yr
NOI
$11,837/yr
Net Cash Flow
-$744/mo
Cash Margin
-42.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
31.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5977 Saint Marys Street

Time

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Data last updated within the past 24 hours.