855 Lotus Avenue, Kingston

$624,900
855 Lotus Avenue

$624,900

New
2d
Detached2-Storey

855 Lotus Avenue, Kingston

Total Monthly Obligation $3,328

Beds
4
Baths
4
Park
2
Sqft
1500-2000
DOM
2d
Score
20
Yield
5.6%
Cash on Cash
-1.2%
Cap Rate
4.3%
5Y IRR
14.6%
10Y IRR
13.9%
Property Type-Detached
MLS® Number-X14102684
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-40 × 106 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,188 (2026)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-60 days
Neighbourhood-13 - Kingston East (Incl Barret Crt)
Title-Residential Freehold

No agent assigned

Welcome to 855 Lotus Avenue, a spacious and versatile family home offering approximately 2,338sq. ft. of finished living space across three levels, plus an attached garage and a fully fenced backyard. From the brick exterior and welcoming front entry to the bright, functional interior, this home offers plenty of room for a growing family. The main floor features a front living room, convenient powder room and main-floor laundry. At the rear, the kitchen offers warm wood cabinetry, stainless steel appliances, a Centre island and generous counter space, opening naturally to the dining area and family room. Large windows and patio doors fill the space with natural light and lead directly to the backyard deck, creating an easy flow for everyday living, barbecues and entertaining. Upstairs, the impressive primary bedroom measures approximately 20'1" x 10'10" and includes its own ensuite. Two additional bedrooms and another full bathroom complete the upper level, giving everyone comfortable private space. The finished lower level adds excellent flexibility with a large 22'7" x 16'5" recreation room, a fourth bedroom, full bathroom, utility room and additional storage. It is an ideal setup for older children, guests, a home office, gym or additional family space. Outside, enjoy a fenced yard with mature trees, a large deck, storage shed and plenty of room for kids and pets to play. An attached garage and private driveway add everyday convenience. With four bedrooms, three full bathrooms plus a powder room, multiple living areas, finished lower-level space and a practical layout that can adapt as your needs change, 855 Lotus Avenue delivers the space, functionality and flexibility today's families are looking for.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$499,920
Land Transfer Taxes$8,973
Legal Fees (Est.)
$
Total cash required for closing$135,453

Total Monthly Obligation

$3,328/mo
Mortgage $2,521
Monthly Loss $2,665
Principal$663
Interest$1,857
Property Tax$432
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.4%2
5-Year IRR
10.6%40
10-Year IRR
11.1%
Returns Index
20.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$21,632/yr
Net Cash Flow
-$718/mo
Cash Margin
-24.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 855 Lotus Avenue

Time

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Data last updated within the past 24 hours.