20 Gervin Street, Tanglewood - Grenfell Glen - Pineglen

$848,000
20 Gervin Street

$848,000

New
2d
DetachedSidesplit

20 Gervin Street, Tanglewood - Grenfell Glen - Pineglen

Total Monthly Obligation $4,326

Beds
4
Baths
3
Park
5
Sqft
1500-2000
DOM
2d
Score
17
Yield
4.4%
Cash on Cash
-5.8%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-X14102796
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-81 × 188 ft
Listed on site-Oct 21, 2026
Style-Sidesplit
Building Type-Detached
Taxes-$6,369.17 (2026)
Parking-7 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Metal/Steel Siding, Brick Veneer
Roof-Shingles
Foundation-Poured Concrete
Sewer-Septic
Possession-to be arranged
Neighbourhood-7505 - Pineglen
Title-Residential Freehold

No agent assigned

Country living meets city convenience at 20 Gervin St. in sought-after Pineglen. Set on an 81' x 188' lot at the forest's edge, this 4-bedroom, 3-bath side-split offers four levels of flexible living inside the Greenbelt. Large principal rooms and beautiful hardwood floors welcome you home. The open-concept kitchen opens to a screened porch and generous deck for summer dining overlooking the expansive yard and perennial gardens. Upstairs, four well-proportioned bedrooms share a full bath. The kitchen overlooks the main-floor family room letting you keep an eye on playtime while preparing dinner, while the adjacent laundry/powder room serves the needs of a busy family. The lower-level recreation room features an adjoining 3-piece bath and sauna, with space for work, exercise and play. An attached double garage with inside entry makes winter arrivals easy. Mature maple and pine trees frame this peaceful property, with access to Greenbelt pathways for walking, cycling and cross-country skiing. Enjoy nearby parks, excellent schools, Merivale Road shopping and Hunt Club Road connections. With generous lots and long-standing neighbours, Pineglen is a welcoming community where homes seldom become available. Enjoy space, privacy and nature within the city.

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$
$
(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$678,400
Land Transfer Taxes$13,435
Legal Fees (Est.)
$
Total cash required for closing$184,535

Total Monthly Obligation

$4,326/mo
Mortgage $3,421
Monthly Loss $3,426
Principal$900
Interest$2,520
Property Tax$531
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.7%21
10-Year IRR
8.8%
Returns Index
12.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,188/yr
NOI
$22,600/yr
Net Cash Flow
-$1,537/mo
Cash Margin
-49.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
19.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Gervin Street

Time

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