20 Gillespie Drive, Brantford

$837,000
20 Gillespie Drive

$837,000

New
2d
Detached2-Storey

20 Gillespie Drive, Brantford

Total Monthly Obligation $4,307

Beds
4
Baths
4
Park
4
Sqft
2500-3000
DOM
2d
Score
17
Yield
4.5%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-X14102884
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-43.34 × 115 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,668 (2025)
Parking-6 - Attached
Basement-Full, Partial Basement
Heating-Forced Air (Gas)
Brokerage-BRIDGECAN REALTY CORP.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

Designed with family living in mind, this spacious West Brant home offers comfort, space, and flexibility. Featuring nearly 2,900 sq ft, 4 bedrooms, and 3.5 baths, including two private primary suites, Newly painted, this home is perfect for growing or extended families. Enjoy a bright open-concept main floor ideal for entertaining, a partially finished basement ready to customize, and a fully fenced backyard with no rear neighbours. Located steps from top-rated schools, parks, and trails, with a double garage and main-floor laundry for everyday convenience. A move-in-ready home in one of Brantford's most family-friendly neighbourhoods.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$669,600
Land Transfer Taxes$13,215
Legal Fees (Est.)
$
Total cash required for closing$182,115

Total Monthly Obligation

$4,307/mo
Mortgage $3,376
Monthly Loss $3,418
Principal$888
Interest$2,488
Property Tax$556
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.9%23
10-Year IRR
9.0%
Returns Index
12.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,752/yr
NOI
$22,809/yr
Net Cash Flow
-$1,475/mo
Cash Margin
-46.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
19.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Gillespie Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.