5 Redhaven Lane, St. Thomas

$745,900
5 Redhaven Lane

$745,900

New
2d
Detached2-Storey

5 Redhaven Lane, St. Thomas

Total Monthly Obligation $3,873

Beds
4
Baths
4
Park
2
Sqft
2000-2500
DOM
2d
Score
18
Yield
4.9%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-X14103162
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-45 × 123.8 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,872 (2025)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Electric)
Brokerage-COMFREE
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Located in the Harvest Run subdivision in south St. Thomas, this move-in-ready home features large windows that provide abundant natural light throughout. The spacious great room offers an 18-foot ceiling, while the dining area features a vaulted 12-foot ceiling. Crown mouldings in the front foyer and 9-foot ceilings throughout the main floor complement the open-concept layout. The kitchen features quartz countertops, a walnut island, soft-close drawers and cabinetry, and KitchenAid appliances. The living area boasts a floor-to-ceiling feature wall with a Napoleon fireplace and wood mantel. A dedicated main-floor office, convenient laundry room, and 2-piece bathroom add functionality. The fully finished basement offers an additional bedroom and 3-piece bathroom. Outside, enjoy an 18' x 24' stamped and coloured concrete patio with a natural gas BBQ hookup, a matching 13' x 8' Wagler Mini Barn for additional storage, professional landscaping, and mature trees offering privacy. Located near walking trails, parks, Mitchell Hepburn Public School, and St. Joseph's Catholic High School.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$596,720
Land Transfer Taxes$11,393
Legal Fees (Est.)
$
Total cash required for closing$162,073

Total Monthly Obligation

$3,873/mo
Mortgage $3,009
Monthly Loss $3,081
Principal$792
Interest$2,217
Property Tax$489
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.1%30
10-Year IRR
9.9%
Returns Index
16.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,876/yr
NOI
$22,816/yr
Net Cash Flow
-$1,107/mo
Cash Margin
-36.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 Redhaven Lane

Time

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