4499 Fourth Avenue, Niagara Falls

$799,000
4499 Fourth Avenue

$799,000

New
2d
Detached2-Storey

4499 Fourth Avenue, Niagara Falls

Total Monthly Obligation $3,691

Beds
4
Baths
4
Park
1
Sqft
2500-3000
DOM
2d
Score
19
Yield
4.3%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-X14103172
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-73.16 × 45.2 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$1,119 (2026)
Parking-2 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ENGEL & VOLKERS NIAGARA
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-210 - Downtown
Title-Residential Freehold

No agent assigned

Welcome to 4499 Fourth Ave, a truly inviting family home in the heart of Niagara Falls. This generous four-bedroom, three-and-a-half-bathroom residence is perfectly tailored for family living, offering an impressive layout with ample space throughout. Step inside and discover bright, carpet-free interiors and a superbly spacious kitchen, featuring a vast granite-topped island-perfect for meal prep and family gatherings. The primary bedroom is a private retreat, complete with its own bathroom and walk-in wardrobe, while a junior master suite boasts a modern three-piece bath. Each bedroom offers abundant space, ensuring comfort for every family member. Relax in the welcoming family room with a gas fireplace and large windows that fill the space with natural light .A deck is easily accessed from the open-plan living and dining area. Additional highlights include convenient second-floor laundry, an inside entry from the single-car garage, and parking for two vehicles. Basement is framed, electrical completed with cold cellar. Located close to local amenities, parks, and excellent schools, 4499 Fourth Ave delivers the ideal blend of practicality and style-everything a growing family could wish for.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$3,691/mo
Mortgage $3,223
Monthly Loss $2,843
Principal$848
Interest$2,375
Property Tax$93
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-7.9%1
5-Year IRR
9.3%31
10-Year IRR
10.0%
Returns Index
16.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,176/yr
NOI
$25,139/yr
Net Cash Flow
-$1,128/mo
Cash Margin
-39.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4499 Fourth Avenue

Time

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