37 Arthur Street N, Guelph

$550,000
37 Arthur Street N

$550,000

New
2d
Semi-Detached 2-Storey

37 Arthur Street N, Guelph

Total Monthly Obligation $3,038

Beds
2
Baths
1
Park
4
Sqft
700-1100
DOM
2d
Score
20
Yield
5.5%
Cash on Cash
-2.5%
Cap Rate
4.0%
5Y IRR
13.6%
10Y IRR
13.0%
Property Type-Semi-Detached
MLS® Number-X14103284
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-16.16 ft (front)
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$5,339 (2026)
Parking-4 - None
Basement-Partial Basement
Heating-Forced Air (Gas)
Brokerage-Keller Williams Home Group Realty
Cooling-Other
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stone, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. George's
Title-Residential Freehold

No agent assigned

Tucked away in Guelph's sought after St. George's Park neighbourhood, 37 Arthur St North is a charming 2 bedroom, 1 bathroom semi-detached home offering plenty of character, a beautiful spacious backyard and a fantastic location within walking distance of downtown Guelph!Set well back from the road, this home offers added privacy, plenty of parking and a generous backyard with room to garden, entertain or simply relax. The powered shed provides additional space for storage, hobbies or a workshop.Extensively renovated in 2021, this home is truly move-in ready! Updates included new windows and doors, electrical panel, HRV system, furnace, on-demand hot water heater, water softener, appliances, light fixtures, high-efficiency insulation and extensive air sealing. In 2022, the basement was waterproofed with a new sump pump, the beautiful limestone exterior was restored and custom stone front steps were added. A new heat pump followed in 2025, along with new soffits, fascia and eavestroughs in 2026.Located just a short walk from downtown Guelph, you'll enjoy easy access to restaurants, cafes, shops, parks and trails while living in a quiet, established neighbourhood.With its original charm, extensive updates, spacious backyard and freehold ownership with no condo fees, 37 Arthur Street North is ready for you to move in and enjoy!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$440,000
Land Transfer Taxes$7,475
Legal Fees (Est.)
$
Total cash required for closing$118,975

Total Monthly Obligation

$3,038/mo
Mortgage $2,219
Monthly Loss $2,455
Principal$584
Interest$1,635
Property Tax$445
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.4%31
10-Year IRR
10.2%
Returns Index
16.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$17,161/yr
Net Cash Flow
-$788/mo
Cash Margin
-31.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
26.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 37 Arthur Street N

Time

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