164 Church Street N, St. Marys

$821,000
164 Church Street N

$821,000

New
2d
Detached2-Storey

164 Church Street N, St. Marys

Total Monthly Obligation $4,113

Beds
4
Baths
3
Park
4
Sqft
3000-3500
DOM
2d
Property Type-Detached
MLS® Number-X14103296
Beds-4
Bathrooms-3
Size-3000-3500 sqft
Lot Size-126.33 × 147.2 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$5,115.24 (2026)
Parking-6 - Attached
Basement-Walk-Up, Full, Finished
Heating-Forced Air (Gas)
Brokerage-Peak Select Realty Inc
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick, Board & Batten
Roof-Asphalt Shingle
Foundation-Stone, Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Marys
Title-Residential Freehold

No agent assigned

Welcome to 164 Church St. N., St. Marys. This extraordinary 1880 home was originally constructed by William Irvine, a local carpenter, with assistance from James Spearin, a carpenter from Limerick, Ireland who took possession in 1885. The construction of the home, with the yellow field brick and red brick quoins and voussoirs and semi-circular cranberry glass window over the entrance lend an impressive appearance, as do the very large windows on the 1990 addition at the back of the house, more than doubling the square footage. Highlights of the home include the original staircase with cherry handrail and octagonal tapered oak spindles, and wide-board trim. The addition ties in seamlessly to the original structure, featuring a two-story great room with stunning floor-to-ceiling gas fire place, enormous windows letting in abundant natural light, wood floors, and a back staircase leading to the upstairs bedroom hallway outside the Primary bedroom with Ensuite bath. An open walkway looking down onto the great room leads to the bedrooms and bathroom that are part of the original home. A walk-out basement has an office area, recreation room with gas fireplace & built-in bar area. The lot is huge, with potential for severance, and hosts breathtaking perennial gardens, pathways, hidden sitting areas and water features. A short walk south leads to historic downtown St. Marys with it's beautiful limestone structures, or you can meander one street over to walk the Grand Trunk Trail with breathtaking panoramic views of both town and country.

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Closing Costs

Mortgage Amount
$656,800
Land Transfer Taxes$12,895
Legal Fees (Est.)
$
Total cash required for closing$178,595

Total Monthly Obligation

$4,113/mo
Mortgage $3,312
Monthly Loss $3,241
Principal$871
Interest$2,440
Property Tax$426
Home Insurance$125
Variable Costs$250

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 164 Church Street N

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