7 Joseph Street, Woolwich

$1,279,000
7 Joseph Street

$1,279,000

New
2d
Detached2-Storey

7 Joseph Street, Woolwich

Total Monthly Obligation $6,190

Beds
4
Baths
4
Park
4
Sqft
3000-3500
DOM
2d
Score
15
Yield
3.3%
Cash on Cash
-9.9%
Cap Rate
2.5%
5Y IRR
7.8%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-X14103998
Beds-4
Bathrooms-4
Size-3000-3500 sqft
Lot Size-53.33 × 203.96 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$7,873 (2025)
Parking-6 - Attached
Basement-Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to 7 Joseph St., an exceptional custom 2 storey by Ridgeview Homes set on an extraordinary 204 ft deep lot on an exclusive street between Old and New Breslau. Offering a combination of privacy and sophistication, the four-car, double-wide driveway and double garage provide ample parking while impeccable curb appeal makes an unforgettable impression showcasing an elegant stone and brick exterior and professional landscaping. Inside, the open-concept main floor creates both formal and casual living areas designed for entertaining and relaxed family living. At the heart of the home, the gourmet kitchen will impress with an oversized island, quartz countertops, stainless steel appliances, and soaring ceiling heights enhancing the sense of space and grandeur. Sliding doors open to a raised deck, creating a seamless connection between indoor and outdoor living. Step outside to an expansive, fully fenced backyard oasis-a private retreat offering space for entertaining, sunbathing and relaxation beside your swim spa; a rare and coveted amenity, the 19ft swim spa (2024) offers year-round enjoyment-a soothing hot tub retreat in the cooler months and refreshing pool during the summer. Upstairs, discover 3 generous bedrooms and 4pce main bath with a double sink. The redesigned 2nd bedroom by Chart features a walk-in closet and additional storage. The primary suite has its own walk-in closet and a spa-inspired ensuite, complete with double vanity, soaker tub, and glass shower. The walkout basement offers an extension of the home's living space. Fully finished and filled with natural light, this level features a custom-built bar, spacious 4th bedroom, and a beautiful 3pce bath. With walkout access to the swim spa, it seamlessly blends indoor comfort with the outdoor setting. Ideally situated with access to both Guelph and Kitchener, scenic walking trails, community centre and schools all within easy reach. A remarkable home offering an elevated lifestyle for every season.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,023,200
Land Transfer Taxes$22,055
Legal Fees (Est.)
$
Total cash required for closing$279,355

Total Monthly Obligation

$6,190/mo
Mortgage $5,159
Monthly Loss $4,833
Principal$1,358
Interest$3,802
Property Tax$656
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.3%0
5-Year IRR
5.2%11
10-Year IRR
6.9%
Returns Index
7.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$25,427/yr
Net Cash Flow
-$3,040/mo
Cash Margin
-86.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
15.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 Joseph Street

Time

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