995 Upper Wellington Street, Hamilton

$500,000
995 Upper Wellington Street

$500,000

New
2d
Semi-Detached 2-Storey

995 Upper Wellington Street, Hamilton

Total Monthly Obligation $2,718

Beds
4
Baths
1
Park
3
Sqft
1100-1500
DOM
2d
Score
24
Yield
6.4%
Cash on Cash
2.7%
Cap Rate
5.2%
5Y IRR
17.7%
10Y IRR
16.3%
Property Type-Semi-Detached
MLS® Number-X14104056
Beds-4
Bathrooms-1
Size-1100-1500 sqft
Lot Size-30 × 130 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$3,908.66 (2026)
Parking-3 - None
Basement-Full, Partially Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD/Flexible
Neighbourhood-Bruleville
Title-Residential Freehold

No agent assigned

Welcome to this move-in-ready semi-detached home in Hamilton's Greeningdon neighbourhood, set on a generous 130-foot-deep lot with parking for 3, possibly 4 cars . Offering 4 bedrooms, 4-PC bath and spacious principal rooms, this home provides a comfortable layout with room to gather, unwind and make your own. The inviting living room features an oversized bay window, while the bright kitchen and dining area open to the rear yard through sliding glass doors-an easy extension of your living space for outdoor dining and relaxed summer evenings. Lower level offers a separate side entrance to a rec-room/family room and furnace/utility/laundry room. Enjoy the gas BBQ hookup, with the patio furniture included: teak table and chairs, umbrella and lounge set. Recent updates include new furnace, central air and hot water heater; February 2026, and shingles replaced in 2017. Ideally located minutes from Mohawk College, the Lincoln Alexander Parkway, Red Hill Valley Parkway and Highway 403, with Limeridge Mall, Sackville Hill, Recreation Centre, schools, parks and Bruleville Nature Park nearby. Enjoy the convenience of city amenities while coming home to a welcoming setting with space to grow. A versatile opportunity for first-time buyers, families or anyone seeking a well-located home with a deep backyard.

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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$400,000
Land Transfer Taxes$6,475
Legal Fees (Est.)
$
Total cash required for closing$107,975

Total Monthly Obligation

$2,718/mo
Mortgage $2,017
Monthly Loss $2,187
Principal$531
Interest$1,486
Property Tax$326
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.4%3
5-Year IRR
13.0%57
10-Year IRR
13.0%
Returns Index
29.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,148/yr
NOI
$20,525/yr
Net Cash Flow
-$306/mo
Cash Margin
-11.4%1
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
31.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 995 Upper Wellington Street

Time

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